Chambers Lindsey
10/19/2023 · Primary School

8. Si una empresa recibe un crédito de \( \$ 30.000 .000 \) y realiza los siguientes pagos: \( \$ 10.000 .000 ; \$ 5.000 .000 ; \$ 12.000 .000 \) y \( \$ 8.000 .000 \) ¿A qué tasa de interés le prestaron?

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Para calcular la tasa de interés del crédito, se utiliza la fórmula del valor presente de una serie de pagos. Los pagos se realizan en diferentes momentos: \( \$ 10.000.000 \) al final del primer año, \( \$ 5.000.000 \) al final del segundo año, \( \$ 12.000.000 \) al final del tercer año y \( \$ 8.000.000 \) al final del cuarto año. La ecuación del valor presente es: \[ 30.000.000 = \frac{10.000.000}{(1 + r)^1} + \frac{5.000.000}{(1 + r)^2} + \frac{12.000.000}{(1 + r)^3} + \frac{8.000.000}{(1 + r)^4} \] Se necesita usar un método numérico o una calculadora financiera para encontrar la tasa de interés.

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